An onchain payments and loyalty platform built for everyday businesses on Arbitrum. Start with familiar fiat workflows, adopt USDC when ready without changing how you operate.
Traditional
Stablecoin
Onchain Loyalty
Relationships
100% Onchain
Built on
Arbitrum
Familiar Workflows
Start simple using the payment methods you know. We handle the blockchain complexity.
Stablecoin Support
Switch to stablecoins whenever you're ready to save on fees and settlement time.
Built on L2
Powered by Ethereum's leading Layer 2 for lightning-fast speed and bank-grade security.
Seamless Integration
Integrates with your existing POS hardware and software workflows in minutes.
Hardware and software that turns every payment into a programmable relationship—from vending machines and kiosks to dashboards and beyond.
Industry-specific apps that turn everyday transactions into programmable, ownable relationships between you and your customers.
We quietly move your rewards, settlements, and customer engagement onchain—while you keep using the familiar fiat workflows you already know. It's programmable infrastructure that feels like business as usual.
Use the workflows you already know. Toko works like traditional payment and loyalty systems—no blockchain expertise required.
Rewards, settlements, and customer engagement move onchain in the background. You don't change, but you gain programmability.
Adopt stablecoins at your own pace. Start earning lower fees and instant settlements whenever you're comfortable.
Every transaction becomes an ownable, composable relationship. Build loyalty that travels with your customers.
Built on Ethereum's leading Layer 2. Enjoy low fees, fast transactions, and the security of Ethereum—without the complexity.
From vending machines to coffee shops and retail stores. Toko brings onchain infrastructure to everyday businesses.
See how forward-thinking companies are transforming their business with Toko
10K+ users
Building loyalty rewards for modern travelers across web and mobile platforms.
"Toko helped us launch our loyalty program 3x faster than expected. The platform just works."
95% retention
Creating meaningful connections through social meditation experiences.
"The seamless integration and real-time analytics have transformed how we engage with our community."
50K+ daily active
Motivating runners worldwide with gamified fitness challenges and rewards.
"Toko's platform scales effortlessly as we grow. It's the infrastructure we can rely on."
Launch loyalty programs that customers actually own. Accept payments in any currency. Build programmable relationships—without changing how you operate today.